Residential Mortgages

Extensive range of residential and commercial mortgages including insurance packages and specialist mortgage advice.

Find Out More
Buy to Let Mortgages

Extensive range of buy to let mortgages including insurance packages and specialist
mortgage advice.

Find Out More
Mortgages for Professionals

A range of  mortgage products tailored to the professions. Personal mortgages and business mortgages and funding for practice premises.

Find Out More

Offset Mortgages

An offset current account mortgage offers you the opportunity to repay your home loan faster and can save thousands on your interest repayments.

Find Out More

Mortgages for Professionals

Professionals are recognised for their high intellect and command respect for their specialisation, often on a global scale.

The Mortgage Explorer Ltd prides itself for having provided independent and tax efficient mortgage advice to various professionals and other high net worth clients, over nearly 20 years now.

The Mortgage Explorer Ltd promotes a scheme for self employed whereby a combination of daily calculation of interest on loans raised, together with equity in the premises and income from the business, will help repay the self employed's main residence in a faster and most tax efficient manner. Savings of  £ '000s are thus achieved.

The list of professionals served by The Mortgage Explorer Ltd consists of:

Architects, Accountants, Barristers, Bankers, Civil Engineers, Dentists, Doctors, Lecturers, Solicitors, Surgeons, Teachers, Veterinary Doctors

As well as Top Civil Servants , Captains of Industry  and other High Net Worth individuals

Our Residential Mortgage service includes:

  • Confidentiality
  • Independent Mortgage Advice
  • Offset, Flexy, Current Account mortgages  
  • Sterling, Euro, US Dollar, Swiss Franc, Yen, Australian Dollar, Canadian Dollar, Hong Kong Dollar, Singapore Dollar mortgages
  • Various methods of repayment: Capital Repayment, Interest Only 
  • Provisions for Foreign Nationals
  • Special terms for Professionals and High Net Worth clients
  • Competitive fixed, tracker, variable, capped rates
  • Up to 90% lending
  • Home visits by our advisers available
  • Personal illustration available
  • Treating customers fairly policy


We aim to make our service easy: Just select from our residential mortgages or insurance products that interests you, and choose how you would like to be contacted:

* by our specialist team - return call at a time that suits you,
* by our independent advisers - email

or call +44 (0) 1425 627511 or +44 (0) 1425 627284 for free initial advice

There may be a brokerage fee of £500 per application.

We deal with all lenders based in UK or Offshore. These include:  Abbey, Alliance & leicester, Halifax, Woolwich, Nationwide,Cheltenham & Gloucester, Scottish Widows Bank, Lloyds TSB Group, HSBC, Royal Bank of Scotland Group, Kleinwort Benson, Investec

Our residential mortgages service covers the whole of the UK.

We offer an optional ongoing annual mortgage review to help you keep your financial budget planner on track and manage your mortgage throughout its term. We charge an annual fee of £500 for such service. Please enquire on +44 (0) 1425 627511 or +44 (0) 1425 627284.


FCA Statement

Please note:

Your home may be repossessed if you do not keep up repayments on a mortgage. The actual rate available will depend on your circumstances. Think carefully before securing other debts against your home. Changes in the exchange rate may increase the sterling equivalent of your debt.

The Mortgage Explorer Ltd is authorised and regulated by the Financial Conduct Authority.

The Mortgage Explorer's FCA register number is 400597. The Financial Conduct Authority does not regulate will writing and some aspects of buy-to-let, commercial and overseas mortgages.

Find out more: FSA Key Facts

Request a call back, or

Call us on
01425 627 511

Useful Tools

Some useful tools to help you calculate your mortgage repayments.