Residential Mortgages

Extensive range of residential and commercial mortgages including insurance packages and specialist mortgage advice.

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Buy to Let Mortgages

Extensive range of buy to let mortgages including insurance packages and specialist
mortgage advice.

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Mortgages for Professionals

A range of  mortgage products tailored to the professions. Personal mortgages and business mortgages and funding for practice premises.

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Offset Mortgages

An offset current account mortgage offers you the opportunity to repay your home loan faster and can save thousands on your interest repayments.

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Residential Home Mortgages - Home Purchase

Independent mortgage advisers for home mortgages

Buying your home will be the largest lump sum purchase you are likely to make in a lifetime. When you choose The Mortgage Explorer to help you finance your purchase you can rest assured that we have explored the home mortgage market for you to ensure you gain the most appropriate mortgage deal.

We search to bring you a choice of home mortgage lenders, rates, currencies and criteria. From this range we can help you select the best mortgage product to suit your circumstances.

We also seek to bring tax efficiency to all the mortgage products we advise upon by using our experience gained as Independent Financial Advisers (IFAs)

Our residential home mortgage service includes:

  • Confidentiality
  • Independent Mortgage Advice
  • Offset, Flexible, Current Account mortgages
  • Sterling, Euro, US Dollar, Swiss Franc, Yen, Australian Dollar, Canadian Dollar, Hong Kong Dollar, Singapore Dollar mortgages
  • Various methods of repayment: Capital Repayment, Interest Only
  • Provisions for Foreign Nationals
  • Special terms for Professionals and High Net Worth clients
  • Competitive fixed, tracker, variable, capped rate mortgages
  • Up to 90% lending
  • Home visits by our advisers available
  • Personal illustration available
  • Treating customers fairly policy

We aim to make our service easy: Just select from our residential mortgage or insurance products that interest you, and choose how you would like to be contacted:

  • by our specialist team - return call at a time that suits you
  • by our independent advisers - email

or call 0800 0743895 for free initial advice

There may be a brokerage fee of £500 per application.

We deal with all lenders based in UK or Offshore. These include:
Abbey, Alliance & Leicester, Halifax, Woolwich, Nationwide, Cheltenham & Gloucester, Scottish Widows Bank, Lloyds TSB Group, HSBC, Royal Bank of Scotland Group, Kleinwort Benson, and Investec

Our home mortgage service covers the whole of the UK.

We offer an optional ongoing annual mortgage review to help you keep your financial budget planner on track and manage your mortgage throughout its term. We charge an annual fee of £500 for such service. Please enquire on 0800 0743895.

FCA Statement

Please note:

Your home may be repossessed if you do not keep up repayments on a mortgage. The actual rate available will depend on your circumstances. Think carefully before securing other debts against your home. Changes in the exchange rate may increase the sterling equivalent of your debt.

The Mortgage Explorer Ltd is authorised and regulated by the Financial Conduct Authority.

The Mortgage Explorer's FCA register number is 400597. The Financial Conduct Authority does not regulate will writing and some aspects of buy-to-let, commercial and overseas mortgages.

Find out more: FSA Key Facts

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Call us on
01425 627 511

Useful Tools

Some useful tools to help you calculate your mortgage repayments.